YEARLY HIGH
69.6879 YER
YEARLY LOW
60.4688 YER
YEARLY AVERAGE
64.6536 YER

2021 PEN to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 69.6879. Conversely, the yearly low was recorded on October 2, dropping to 60.4688.

This high-to-low spread represents a total annual volatility of 9.2192 YER. From a start-to-finish perspective, comparing the January average rate of 69.0267 to the December average rate of 61.8857, the exchange rate registered a net change of -10.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 69.6879 was down 7.97% compared to the 2020 peak of 75.7198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 348,440 YER
2020 Average 358,415 YER
Yearly Trough Low 302,344 YER
Transaction Impact: A difference of 46,095.82 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

69.8234
60.2629
JanuMarcMayJulySeptNove

PEN to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 67.2324, compared to 62.0748 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.1575 points.

H1 Avg (Jan–Jun) 67.2324
H2 Avg (Jul–Dec) 62.0748

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 4.1186 YER (High: 69.6879 / Low: 65.5693). On the other end, February was the most stable month, with a tight range of 0.3920 YER (High: 68.8372 / Low: 68.4452).

April Spread (Volatile) ±4.1186
February Spread (Stable) ±0.3920

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.4531 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.4531

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 67.8680) against the same month in 2020 (average: 73.6144), the exchange rate shifted by -5.7464 (-7.81%).

2021 Avg (April) 67.8680
2020 Avg (April) 73.6144

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 69.3852 68.6198 69.0267
February 68.8372 68.4452 68.6771
March 68.4714 66.5738 67.5388
April 69.6879 65.5693 67.8680
May 68.2837 64.9227 66.3684
June 65.3804 62.7968 63.9152
July 64.6981 62.8628 63.5564
August 63.7303 60.7882 61.3865
September 61.3588 60.5297 61.0596
October 63.8393 60.4688 62.2951
November 62.6369 61.5540 62.2656
December 63.1227 61.2763 61.8857