YEARLY HIGH
36.2105 BIF
YEARLY LOW
32.3687 BIF
YEARLY AVERAGE
34.4349 BIF

2015 PHP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 14, valuing the pair at 36.2105. Conversely, the yearly low was recorded on December 14, dropping to 32.3687.

This high-to-low spread represents a total annual volatility of 3.8419 BIF. From a start-to-finish perspective, comparing the January average rate of 35.1549 to the December average rate of 32.9432, the exchange rate registered a net change of -6.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 36.2105 was up 0.90% compared to the 2014 peak of 35.8873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 9,052,636 BIF
2014 Average 8,742,612 BIF
Yearly Trough Low 8,092,167 BIF
Transaction Impact: A difference of 960,469.10 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

35.8246
32.6812
JanuMarcMayJulySeptNove

PHP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.1813, compared to 33.6885 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4928 points.

H1 Avg (Jan–Jun) 35.1813
H2 Avg (Jul–Dec) 33.6885

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 2.1739 BIF (High: 36.2105 / Low: 34.0366). On the other end, February was the most stable month, with a tight range of 0.4141 BIF (High: 35.6835 / Low: 35.2694).

July Spread (Volatile) ±2.1739
February Spread (Stable) ±0.4141

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.9332 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.9332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 35.5626) against the same month in 2014 (average: 35.6196), the exchange rate shifted by -0.0570 (-0.16%).

2015 Avg (July) 35.5626
2014 Avg (July) 35.6196

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 35.5833 34.7709 35.1549
February 35.6835 35.2694 35.4762
March 35.6325 34.8100 35.2657
April 35.6192 34.8427 35.2775
May 35.4828 34.8220 35.1632
June 35.2632 34.3577 34.7506
July 36.2105 34.0366 35.5626
August 34.1890 33.0998 33.6294
September 33.8113 32.9204 33.2854
October 34.0594 33.1377 33.6293
November 33.4371 32.8184 33.0813
December 33.3137 32.3687 32.9432