2021 PHP to CDF Historical Review

YEARLY HIGH

41.9277 CDF

YEARLY LOW

39.0064 CDF

YEARLY AVERAGE

40.4319 CDF

2021 PHP to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 41.9277. Conversely, the yearly low was recorded on December 30, dropping to 39.0064.

This high-to-low spread represents a total annual volatility of 2.9214 CDF. From a start-to-finish perspective, comparing the January average rate of 41.0515 to the December average rate of 39.7612, the exchange rate registered a net change of -3.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 41.9277 was up 1.96% compared to the 2020 peak of 41.1219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,481,931 CDF

2020 Average 9,343,824 CDF

Yearly Trough Low 9,751,593 CDF

Transaction Impact: A difference of 730,338.22 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

41.9062

39.1826

JanuMarcMayJulySeptNove

PHP to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.1835, compared to 39.6804 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5031 points.

H1 Avg (Jan–Jun) 41.1835

H2 Avg (Jul–Dec) 39.6804

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 1.5421 CDF (High: 40.6878 / Low: 39.1458). On the other end, May was the most stable month, with a tight range of 0.5337 CDF (High: 41.9277 / Low: 41.3940).

August Spread (Volatile) ±1.5421

May Spread (Stable) ±0.5337

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.5167 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.5167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 41.6793) against the same month in 2020 (average: 35.3575), the exchange rate shifted by +6.3217 (+17.88%).

2021 Avg (May) 41.6793

2020 Avg (May) 35.3575

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.3806	40.7755	41.0515
February	41.3358	40.4039	41.0094
March	41.3047	40.5014	40.9537
April	41.4803	40.7740	41.0726
May	41.9277	41.3940	41.6793
June	41.8730	40.7300	41.3344
July	40.5159	39.1254	39.8177
August	40.6878	39.1458	39.6145
September	40.0597	39.0106	39.6652
October	39.8261	39.0689	39.4096
November	40.3472	39.4944	39.8142
December	40.2628	39.0064	39.7612

2021 PHP నుండి CDF చారిత్రక సమీక్ష