2019 PHP to HRK Historical Review

YEARLY HIGH

0.1334 HRK

YEARLY LOW

0.1226 HRK

YEARLY AVERAGE

0.1280 HRK

2019 PHP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PHP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.1334. Conversely, the yearly low was recorded on March 20, dropping to 0.1226.

This high-to-low spread represents a total annual volatility of 0.0107 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1241 to the December average rate of 0.1319, the exchange rate registered a net change of 6.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1334 was up 6.47% compared to the 2018 peak of 0.1252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 33,338 HRK

2018 Average 29,843 HRK

Yearly Trough Low 30,651 HRK

Transaction Impact: A difference of 2,686.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1336

0.1232

JanuMarcMayJulySeptNove

PHP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1259, compared to 0.1301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.1259

H2 Avg (Jul–Dec) 0.1301

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0043 HRK (High: 0.1300 / Low: 0.1257). On the other end, November was the most stable month, with a tight range of 0.0016 HRK (High: 0.1334 / Low: 0.1317).

August Spread (Volatile) ±0.0043

November Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 0.1327) against the same month in 2018 (average: 0.1239), the exchange rate shifted by +0.0089 (+7.16%).

2019 Avg (November) 0.1327

2018 Avg (November) 0.1239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1251	0.1229	0.1241
February	0.1260	0.1237	0.1252
March	0.1267	0.1226	0.1251
April	0.1281	0.1264	0.1273
May	0.1279	0.1258	0.1269
June	0.1277	0.1258	0.1268
July	0.1308	0.1278	0.1289
August	0.1300	0.1257	0.1274
September	0.1312	0.1281	0.1292
October	0.1317	0.1298	0.1307
November	0.1334	0.1317	0.1327
December	0.1327	0.1309	0.1319

2019 PHP నుండి HRK చారిత్రక సమీక్ష