YEARLY HIGH
8.2609 KMF
YEARLY LOW
7.0963 KMF
YEARLY AVERAGE
7.6058 KMF

2025 PHP to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 8.2609. Conversely, the yearly low was recorded on December 13, dropping to 7.0963.

This high-to-low spread represents a total annual volatility of 1.1646 KMF. From a start-to-finish perspective, comparing the January average rate of 8.1409 to the December average rate of 7.1452, the exchange rate registered a net change of -12.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 8.2609 was up 0.84% compared to the 2024 peak of 8.1922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,065,222 KMF
2024 Average 1,986,421 KMF
Yearly Trough Low 1,774,084 KMF
Transaction Impact: A difference of 291,137.61 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

8.2547
7.0444
JanuMarcMayJulySeptNove

PHP to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.9159, compared to 7.2957 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6202 points.

H1 Avg (Jan–Jun) 7.9159
H2 Avg (Jul–Dec) 7.2957

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.4305 KMF (High: 8.0067 / Low: 7.5761). On the other end, August was the most stable month, with a tight range of 0.1331 KMF (High: 7.4779 / Low: 7.3448).

April Spread (Volatile) ±0.4305
August Spread (Stable) ±0.1331

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2289 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 8.1409) against the same month in 2024 (average: 8.0654), the exchange rate shifted by +0.0755 (+0.94%).

2025 Avg (January) 8.1409
2024 Avg (January) 8.0654

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.2609 8.0363 8.1409
February 8.2489 8.0751 8.1538
March 8.2339 7.8507 7.9655
April 8.0067 7.5761 7.8278
May 7.9285 7.7401 7.8182
June 7.7650 7.4335 7.5893
July 7.4712 7.3228 7.4162
August 7.4779 7.3448 7.4065
September 7.4295 7.1931 7.3310
October 7.3071 7.1423 7.2528
November 7.2872 7.1195 7.2228
December 7.2668 7.0963 7.1452