2026 PHP to LRD Historical Review

YEARLY HIGH

3.2222 LRD

YEARLY LOW

2.9264 LRD

YEARLY AVERAGE

3.0424 LRD

2026 PHP to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 3.2222. Conversely, the yearly low was recorded on July 23, dropping to 2.9264.

This high-to-low spread represents a total annual volatility of 0.2958 LRD. From a start-to-finish perspective, comparing the January average rate of 3.0729 to the December average rate of 2.9433, the exchange rate registered a net change of -4.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.2222 was down 10.86% compared to the 2025 peak of 3.6146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 805,553 LRD

2025 Average 840,368 LRD

Yearly Trough Low 731,600 LRD

Transaction Impact: A difference of 73,952.34 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.2125

2.9189

JanuMarcMayJuly

PHP to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0590, compared to 2.9433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1156 points.

H1 Avg (Jan–Jun) 3.0590

H2 Avg (Jul–Dec) 2.9433

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1521 LRD (High: 3.1783 / Low: 3.0262). On the other end, May was the most stable month, with a tight range of 0.0290 LRD (High: 3.0008 / Low: 2.9718).

March Spread (Volatile) ±0.1521

May Spread (Stable) ±0.0290

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1112 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3.1880) against the same month in 2025 (average: 3.4205), the exchange rate shifted by -0.2325 (-6.80%).

2026 Avg (February) 3.1880

2025 Avg (February) 3.4205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.1516	3.0196	3.0729
February	3.2222	3.1198	3.1880
March	3.1783	3.0262	3.0769
April	3.0963	2.9817	3.0573
May	3.0008	2.9718	2.9798
June	3.0208	2.9536	2.9789
July	2.9578	2.9264	2.9433

2026 PHP నుండి LRD చారిత్రక సమీక్ష