YEARLY HIGH
0.3624 MXN
YEARLY LOW
0.3047 MXN
YEARLY AVERAGE
0.3343 MXN

2025 PHP to MXN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to MXN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.3624. Conversely, the yearly low was recorded on December 14, dropping to 0.3047.

This high-to-low spread represents a total annual volatility of 0.0577 MXN. From a start-to-finish perspective, comparing the January average rate of 0.3521 to the December average rate of 0.3070, the exchange rate registered a net change of -12.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3624 was up 1.09% compared to the 2024 peak of 0.3585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 90,593 MXN
2024 Average 79,921 MXN
Yearly Trough Low 76,177 MXN
Transaction Impact: A difference of 14,415.43 MXN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3577
0.3023
JanuMarcMayJulySeptNove

PHP to MXN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3495, compared to 0.3191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0304 points.

H1 Avg (Jan–Jun) 0.3495
H2 Avg (Jul–Dec) 0.3191

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.0161 MXN (High: 0.3483 / Low: 0.3322). On the other end, August was the most stable month, with a tight range of 0.0049 MXN (High: 0.3295 / Low: 0.3246).

June Spread (Volatile) ±0.0161
August Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0117 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.3531) against the same month in 2024 (average: 0.3051), the exchange rate shifted by +0.0480 (+15.74%).

2025 Avg (February) 0.3531
2024 Avg (February) 0.3051

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3580 0.3473 0.3521
February 0.3624 0.3482 0.3531
March 0.3596 0.3476 0.3526
April 0.3623 0.3468 0.3521
May 0.3546 0.3466 0.3494
June 0.3483 0.3322 0.3378
July 0.3332 0.3238 0.3284
August 0.3295 0.3246 0.3277
September 0.3303 0.3145 0.3228
October 0.3188 0.3119 0.3161
November 0.3190 0.3095 0.3129
December 0.3131 0.3047 0.3070