YEARLY HIGH
0.0872 MYR
YEARLY LOW
0.0796 MYR
YEARLY AVERAGE
0.0847 MYR

2020 PHP to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.0872. Conversely, the yearly low was recorded on January 20, dropping to 0.0796.

This high-to-low spread represents a total annual volatility of 0.0075 MYR. From a start-to-finish perspective, comparing the January average rate of 0.0802 to the December average rate of 0.0844, the exchange rate registered a net change of 5.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0872 was up 5.40% compared to the 2019 peak of 0.0827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 21,789 MYR
2019 Average 20,006 MYR
Yearly Trough Low 19,909 MYR
Transaction Impact: A difference of 1,879.95 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0869
0.0796
JanuMarcMayJulySeptNove

PHP to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0839, compared to 0.0855 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0839
H2 Avg (Jul–Dec) 0.0855

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0049 MYR (High: 0.0872 / Low: 0.0823). On the other end, July was the most stable month, with a tight range of 0.0006 MYR (High: 0.0867 / Low: 0.0860).

March Spread (Volatile) ±0.0049
July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0844) against the same month in 2019 (average: 0.0777), the exchange rate shifted by +0.0067 (+8.60%).

2020 Avg (March) 0.0844
2019 Avg (March) 0.0777

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0811 0.0796 0.0802
February 0.0829 0.0803 0.0819
March 0.0872 0.0823 0.0844
April 0.0864 0.0850 0.0859
May 0.0863 0.0849 0.0859
June 0.0860 0.0842 0.0854
July 0.0867 0.0860 0.0863
August 0.0863 0.0853 0.0859
September 0.0862 0.0849 0.0855
October 0.0860 0.0851 0.0856
November 0.0861 0.0845 0.0852
December 0.0849 0.0837 0.0844