YEARLY HIGH
3.9115 NGN
YEARLY LOW
3.6298 NGN
YEARLY AVERAGE
3.7618 NGN

2012 PHP to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 3, valuing the pair at 3.9115. Conversely, the yearly low was recorded on January 5, dropping to 3.6298.

This high-to-low spread represents a total annual volatility of 0.2817 NGN. From a start-to-finish perspective, comparing the January average rate of 3.7043 to the December average rate of 3.8316, the exchange rate registered a net change of 3.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.9115 was up 3.27% compared to the 2011 peak of 3.7878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 977,884 NGN
2011 Average 900,243 NGN
Yearly Trough Low 907,451 NGN
Transaction Impact: A difference of 70,433.00 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.8687
3.6593
JanuMarcMayJulySeptNove

PHP to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7124, compared to 3.8112 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0987 points.

H1 Avg (Jan–Jun) 3.7124
H2 Avg (Jul–Dec) 3.8112

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.1767 NGN (High: 3.8741 / Low: 3.6974). On the other end, November was the most stable month, with a tight range of 0.0497 NGN (High: 3.8567 / Low: 3.8070).

August Spread (Volatile) ±0.1767
November Spread (Stable) ±0.0497

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0767 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0767

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 3.8512) against the same month in 2011 (average: 3.5647), the exchange rate shifted by +0.2866 (+8.04%).

2012 Avg (July) 3.8512
2011 Avg (July) 3.5647

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7593 3.6298 3.7043
February 3.7734 3.6535 3.7167
March 3.7075 3.6568 3.6768
April 3.7369 3.6711 3.6907
May 3.7352 3.6460 3.6897
June 3.8651 3.6899 3.7965
July 3.9115 3.7699 3.8512
August 3.8741 3.6974 3.7745
September 3.8107 3.7463 3.7797
October 3.8289 3.7605 3.7988
November 3.8567 3.8070 3.8311
December 3.8587 3.7954 3.8316