YEARLY HIGH
0.3767 SZL
YEARLY LOW
0.2741 SZL
YEARLY AVERAGE
0.3318 SZL

2020 PHP to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.3767. Conversely, the yearly low was recorded on January 4, dropping to 0.2741.

This high-to-low spread represents a total annual volatility of 0.1026 SZL. From a start-to-finish perspective, comparing the January average rate of 0.2824 to the December average rate of 0.3099, the exchange rate registered a net change of 9.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3767 was up 25.33% compared to the 2019 peak of 0.3005, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 94,164 SZL
2019 Average 69,776 SZL
Yearly Trough Low 68,524 SZL
Transaction Impact: A difference of 25,640.02 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3747
0.2740
JanuMarcMayJulySeptNove

PHP to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3287, compared to 0.3348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.3287
H2 Avg (Jul–Dec) 0.3348

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0511 SZL (High: 0.3518 / Low: 0.3007). On the other end, February was the most stable month, with a tight range of 0.0104 SZL (High: 0.3000 / Low: 0.2897).

March Spread (Volatile) ±0.0511
February Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0177 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.3664) against the same month in 2019 (average: 0.2721), the exchange rate shifted by +0.0942 (+34.62%).

2020 Avg (April) 0.3664
2019 Avg (April) 0.2721

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2897 0.2741 0.2824
February 0.3000 0.2897 0.2950
March 0.3518 0.3007 0.3267
April 0.3767 0.3514 0.3664
May 0.3713 0.3427 0.3598
June 0.3490 0.3312 0.3422
July 0.3463 0.3333 0.3393
August 0.3609 0.3385 0.3527
September 0.3536 0.3337 0.3451
October 0.3436 0.3332 0.3395
November 0.3357 0.3159 0.3221
December 0.3194 0.3031 0.3099