YEARLY HIGH
11.0136 XAF
YEARLY LOW
9.4489 XAF
YEARLY AVERAGE
10.1170 XAF

2025 PHP to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 11.0136. Conversely, the yearly low was recorded on December 12, dropping to 9.4489.

This high-to-low spread represents a total annual volatility of 1.5647 XAF. From a start-to-finish perspective, comparing the January average rate of 10.8414 to the December average rate of 9.5161, the exchange rate registered a net change of -12.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.0136 was up 0.98% compared to the 2024 peak of 10.9069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,753,394 XAF
2024 Average 2,646,023 XAF
Yearly Trough Low 2,362,219 XAF
Transaction Impact: A difference of 391,174.95 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.9924
9.3819
JanuMarcMayJulySeptNove

PHP to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5166, compared to 9.7174 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7992 points.

H1 Avg (Jan–Jun) 10.5166
H2 Avg (Jul–Dec) 9.7174

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5440 XAF (High: 10.6077 / Low: 10.0637). On the other end, August was the most stable month, with a tight range of 0.1531 XAF (High: 9.9477 / Low: 9.7946).

April Spread (Volatile) ±0.5440
August Spread (Stable) ±0.1531

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3640 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3640

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 10.8414) against the same month in 2024 (average: 10.7439), the exchange rate shifted by +0.0975 (+0.91%).

2025 Avg (January) 10.8414
2024 Avg (January) 10.7439

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.0136 10.7213 10.8414
February 10.9559 10.7691 10.8582
March 10.9087 10.4675 10.5757
April 10.6077 10.0637 10.2716
May 10.5755 10.3650 10.4584
June 10.3542 9.8673 10.0944
July 9.9432 9.7664 9.8708
August 9.9477 9.7946 9.8613
September 9.8781 9.5965 9.7614
October 9.7470 9.5237 9.6565
November 9.7467 9.5618 9.6385
December 9.6653 9.4489 9.5161