YEARLY HIGH
0.0563 XCD
YEARLY LOW
0.0522 XCD
YEARLY AVERAGE
0.0545 XCD

2020 PHP to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0563. Conversely, the yearly low was recorded on March 18, dropping to 0.0522.

This high-to-low spread represents a total annual volatility of 0.0041 XCD. From a start-to-finish perspective, comparing the January average rate of 0.0532 to the December average rate of 0.0562, the exchange rate registered a net change of 5.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0563 was up 5.00% compared to the 2019 peak of 0.0536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 14,083 XCD
2019 Average 13,054 XCD
Yearly Trough Low 13,056 XCD
Transaction Impact: A difference of 1,027.24 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0565
0.0528
JanuMarcMayJulySeptNove

PHP to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0534, compared to 0.0556 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0534
H2 Avg (Jul–Dec) 0.0556

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0017 XCD (High: 0.0539 / Low: 0.0522). On the other end, September was the most stable month, with a tight range of 0.0003 XCD (High: 0.0559 / Low: 0.0555).

March Spread (Volatile) ±0.0017
September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0562) against the same month in 2019 (average: 0.0532), the exchange rate shifted by +0.0030 (+5.58%).

2020 Avg (December) 0.0562
2019 Avg (December) 0.0532

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0535 0.0529 0.0532
February 0.0535 0.0529 0.0532
March 0.0539 0.0522 0.0531
April 0.0538 0.0529 0.0533
May 0.0541 0.0531 0.0535
June 0.0544 0.0536 0.0540
July 0.0551 0.0542 0.0547
August 0.0559 0.0550 0.0554
September 0.0559 0.0555 0.0557
October 0.0559 0.0555 0.0557
November 0.0563 0.0556 0.0560
December 0.0563 0.0560 0.0562