YEARLY HIGH
13.5677 KMF
YEARLY LOW
2.4254 KMF
YEARLY AVERAGE
2.5890 KMF

2021 PKR to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 13.5677. Conversely, the yearly low was recorded on October 26, dropping to 2.4254.

This high-to-low spread represents a total annual volatility of 11.1422 KMF. From a start-to-finish perspective, comparing the January average rate of 2.5190 to the December average rate of 2.8122, the exchange rate registered a net change of 11.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.5677 was down 89.38% compared to the 2020 peak of 127.7488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 6,783,826 KMF
2020 Average 1,507,668 KMF
Yearly Trough Low 1,212,714 KMF
Transaction Impact: A difference of 5,571,112.08 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.8466
2.4334
JanuMarcMayJulySeptNove

PKR to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6126, compared to 2.5655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0471 points.

H1 Avg (Jan–Jun) 2.6126
H2 Avg (Jul–Dec) 2.5655

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 11.1342 KMF (High: 13.5677 / Low: 2.4334). On the other end, February was the most stable month, with a tight range of 0.0356 KMF (High: 2.5676 / Low: 2.5320).

December Spread (Volatile) ±11.1342
February Spread (Stable) ±0.0356

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0703 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0703

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.8122) against the same month in 2020 (average: 6.5637), the exchange rate shifted by -3.7515 (-57.16%).

2021 Avg (December) 2.8122
2020 Avg (December) 6.5637

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.5357 2.4944 2.5190
February 2.5676 2.5320 2.5532
March 2.7467 2.5861 2.6512
April 2.7447 2.6397 2.6958
May 2.6838 2.5997 2.6458
June 2.6366 2.5806 2.6104
July 2.6447 2.5586 2.6034
August 2.5620 2.5130 2.5331
September 2.5076 2.4571 2.4893
October 2.5021 2.4254 2.4678
November 2.5125 2.4469 2.4873
December 13.5677 2.4334 2.8122