YEARLY HIGH
1.1376 LRD
YEARLY LOW
0.7925 LRD
YEARLY AVERAGE
1.0255 LRD

2021 PKR to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 1.1376. Conversely, the yearly low was recorded on December 19, dropping to 0.7925.

This high-to-low spread represents a total annual volatility of 0.3451 LRD. From a start-to-finish perspective, comparing the January average rate of 1.0478 to the December average rate of 0.8031, the exchange rate registered a net change of -23.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1376 was down 11.56% compared to the 2020 peak of 1.2863, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 568,793 LRD
2020 Average 592,436 LRD
Yearly Trough Low 396,246 LRD
Transaction Impact: A difference of 172,547.82 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1595
0.7707
JanuMarcMayJulySeptNove

PKR to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0977, compared to 0.9533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1445 points.

H1 Avg (Jan–Jun) 1.0977
H2 Avg (Jul–Dec) 0.9533

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.1323 LRD (High: 1.0017 / Low: 0.8694). On the other end, April was the most stable month, with a tight range of 0.0182 LRD (High: 1.1338 / Low: 1.1156).

October Spread (Volatile) ±0.1323
April Spread (Stable) ±0.0182

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1124 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1.1209) against the same month in 2020 (average: 1.2374), the exchange rate shifted by -0.1165 (-9.41%).

2021 Avg (May) 1.1209
2020 Avg (May) 1.2374

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0645 1.0201 1.0478
February 1.0993 1.0664 1.0828
March 1.1340 1.0985 1.1118
April 1.1338 1.1156 1.1271
May 1.1376 1.1050 1.1209
June 1.1104 1.0836 1.0960
July 1.0919 1.0557 1.0725
August 1.0557 1.0307 1.0422
September 1.0285 1.0007 1.0180
October 1.0017 0.8694 0.9482
November 0.8742 0.8053 0.8357
December 0.8184 0.7925 0.8031