YEARLY HIGH
23.2307 BDT
YEARLY LOW
20.4894 BDT
YEARLY AVERAGE
22.0553 BDT

2021 PLN to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 23.2307. Conversely, the yearly low was recorded on November 22, dropping to 20.4894.

This high-to-low spread represents a total annual volatility of 2.7413 BDT. From a start-to-finish perspective, comparing the January average rate of 22.7538 to the December average rate of 21.0170, the exchange rate registered a net change of -7.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 23.2307 was down 0.86% compared to the 2020 peak of 23.4326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 464,614 BDT
2020 Average 436,150 BDT
Yearly Trough Low 409,788 BDT
Transaction Impact: A difference of 54,825.38 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

22.9840
20.8382
JanuMarcMayJulySeptNove

PLN to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.5188, compared to 21.5917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9271 points.

H1 Avg (Jan–Jun) 22.5188
H2 Avg (Jul–Dec) 21.5917

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 1.2591 BDT (High: 22.5896 / Low: 21.3305). On the other end, October was the most stable month, with a tight range of 0.3039 BDT (High: 21.7764 / Low: 21.4725).

March Spread (Volatile) ±1.2591
October Spread (Stable) ±0.3039

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8950 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8950

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 22.6614) against the same month in 2020 (average: 21.4999), the exchange rate shifted by +1.1616 (+5.40%).

2021 Avg (June) 22.6614
2020 Avg (June) 21.4999

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 23.0985 22.5460 22.7538
February 22.9700 22.5379 22.8052
March 22.5896 21.3305 21.9102
April 22.5095 21.6070 22.2188
May 23.1605 22.2522 22.7634
June 23.2307 22.0883 22.6614
July 22.3494 21.7149 21.9912
August 22.2343 21.6808 21.8991
September 22.4412 21.4566 21.9797
October 21.7764 21.4725 21.6223
November 21.7348 20.4894 21.0411
December 21.2469 20.8300 21.0170