YEARLY HIGH
48.7723 DJF
YEARLY LOW
42.5151 DJF
YEARLY AVERAGE
46.1596 DJF

2021 PLN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 48.7723. Conversely, the yearly low was recorded on November 22, dropping to 42.5151.

This high-to-low spread represents a total annual volatility of 6.2572 DJF. From a start-to-finish perspective, comparing the January average rate of 47.7995 to the December average rate of 43.6200, the exchange rate registered a net change of -8.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 48.7723 was down 0.84% compared to the 2020 peak of 49.1866, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 975,447 DJF
2020 Average 915,163 DJF
Yearly Trough Low 850,303 DJF
Transaction Impact: A difference of 125,143.79 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

48.3189
43.1928
JanuMarcMayJulySeptNove

PLN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.2957, compared to 45.0236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2721 points.

H1 Avg (Jan–Jun) 47.2957
H2 Avg (Jul–Dec) 45.0236

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 2.6184 DJF (High: 47.4265 / Low: 44.8081). On the other end, October was the most stable month, with a tight range of 0.6318 DJF (High: 45.2690 / Low: 44.6372).

March Spread (Volatile) ±2.6184
October Spread (Stable) ±0.6318

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.8614 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.8614

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 47.5862) against the same month in 2020 (average: 45.0741), the exchange rate shifted by +2.5121 (+5.57%).

2021 Avg (June) 47.5862
2020 Avg (June) 45.0741

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 48.5035 47.3715 47.7995
February 48.2189 47.3168 47.8917
March 47.4265 44.8081 46.0303
April 47.2820 45.3922 46.6669
May 48.6239 46.7165 47.7995
June 48.7723 46.3909 47.5862
July 46.9157 45.5904 46.1534
August 46.4443 45.3427 45.8705
September 46.9183 44.5815 45.8795
October 45.2690 44.6372 44.9523
November 45.1114 42.5151 43.6658
December 44.0488 43.2107 43.6200