YEARLY HIGH
44.1727 PKR
YEARLY LOW
38.5267 PKR
YEARLY AVERAGE
42.1876 PKR

2021 PLN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 44.1727. Conversely, the yearly low was recorded on March 30, dropping to 38.5267.

This high-to-low spread represents a total annual volatility of 5.6459 PKR. From a start-to-finish perspective, comparing the January average rate of 43.0851 to the December average rate of 43.4964, the exchange rate registered a net change of 0.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 44.1727 was down 3.71% compared to the 2020 peak of 45.8733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 883,454 PKR
2020 Average 831,988 PKR
Yearly Trough Low 770,535 PKR
Transaction Impact: A difference of 112,918.53 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

43.8294
39.8331
JanuMarcMayJulySeptNove

PLN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.5776, compared to 42.7976 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2200 points.

H1 Avg (Jan–Jun) 41.5776
H2 Avg (Jul–Dec) 42.7976

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 3.5011 PKR (High: 42.0279 / Low: 38.5267). On the other end, January was the most stable month, with a tight range of 1.0573 PKR (High: 43.7305 / Low: 42.6731).

March Spread (Volatile) ±3.5011
January Spread (Stable) ±1.0573

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4963 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.4963

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 43.4964) against the same month in 2020 (average: 43.5808), the exchange rate shifted by -0.0845 (-0.19%).

2021 Avg (December) 43.4964
2020 Avg (December) 43.5808

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.7305 42.6731 43.0851
February 43.2848 42.1872 42.8742
March 42.0279 38.5267 40.3779
April 40.8320 39.0568 40.1661
May 42.1579 40.1160 41.1608
June 42.4621 40.8730 41.8015
July 42.2444 41.0430 41.4960
August 43.5333 41.8461 42.4448
September 44.0903 42.6221 43.4139
October 44.1503 42.8842 43.4215
November 43.3316 41.8058 42.5130
December 44.1727 42.9066 43.4964