YEARLY HIGH
5.8615 SCR
YEARLY LOW
3.0725 SCR
YEARLY AVERAGE
4.2062 SCR

2021 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 5.8615. Conversely, the yearly low was recorded on November 27, dropping to 3.0725.

This high-to-low spread represents a total annual volatility of 2.7891 SCR. From a start-to-finish perspective, comparing the January average rate of 5.6956 to the December average rate of 3.3005, the exchange rate registered a net change of -42.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.8615 was up 0.06% compared to the 2020 peak of 5.8578, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 117,231 SCR
2020 Average 88,450 SCR
Yearly Trough Low 61,449 SCR
Transaction Impact: A difference of 55,781.08 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.9351
3.0610
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9348, compared to 3.4775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4573 points.

H1 Avg (Jan–Jun) 4.9348
H2 Avg (Jul–Dec) 3.4775

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.6598 SCR (High: 5.3233 / Low: 3.6635). On the other end, February was the most stable month, with a tight range of 0.1857 SCR (High: 5.8125 / Low: 5.6268).

April Spread (Volatile) ±1.6598
February Spread (Stable) ±0.1857

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.1327 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.1327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5.6956) against the same month in 2020 (average: 3.5713), the exchange rate shifted by +2.1243 (+59.48%).

2021 Avg (January) 5.6956
2020 Avg (January) 3.5713

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.8615 5.6419 5.6956
February 5.8125 5.6268 5.6949
March 5.6472 5.1795 5.4739
April 5.3233 3.6635 4.3412
May 4.5012 3.9056 4.2355
June 4.5201 3.8905 4.1676
July 4.2676 3.5171 3.8368
August 3.9315 3.2912 3.5396
September 3.5789 3.2418 3.3832
October 3.7507 3.2192 3.4908
November 3.6117 3.0725 3.3143
December 3.6798 3.1300 3.3005