YEARLY HIGH
47.7633 DJF
YEARLY LOW
47.1099 DJF
YEARLY AVERAGE
47.4624 DJF

2021 SAR to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 47.7633. Conversely, the yearly low was recorded on May 8, dropping to 47.1099.

This high-to-low spread represents a total annual volatility of 0.6534 DJF. From a start-to-finish perspective, comparing the January average rate of 47.4960 to the December average rate of 47.4447, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 47.7633 was up 0.33% compared to the 2020 peak of 47.6080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 238,817 DJF
2020 Average 237,198 DJF
Yearly Trough Low 235,549 DJF
Transaction Impact: A difference of 3,267.24 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

47.5014
47.4367
JanuMarcMayJulySeptNove

SAR to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.4678, compared to 47.4571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 47.4678
H2 Avg (Jul–Dec) 47.4571

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.5931 DJF (High: 47.7030 / Low: 47.1099). On the other end, September was the most stable month, with a tight range of 0.0488 DJF (High: 47.4970 / Low: 47.4481).

May Spread (Volatile) ±0.5931
September Spread (Stable) ±0.0488

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0313 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 47.4447) against the same month in 2020 (average: 47.4546), the exchange rate shifted by -0.0099 (-0.02%).

2021 Avg (December) 47.4447
2020 Avg (December) 47.4546

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 47.6934 47.4237 47.4960
February 47.5514 47.4387 47.4679
March 47.5099 47.3213 47.4568
April 47.5120 47.3072 47.4482
May 47.7030 47.1099 47.4643
June 47.5174 47.4473 47.4734
July 47.4776 47.3185 47.4421
August 47.6449 47.4127 47.4733
September 47.4970 47.4481 47.4650
October 47.4755 47.3980 47.4585
November 47.5406 47.4295 47.4587
December 47.7633 47.2537 47.4447