YEARLY HIGH
0.7222 PEN
YEARLY LOW
0.6790 PEN
YEARLY AVERAGE
0.7035 PEN

2012 SAR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 0.7222. Conversely, the yearly low was recorded on December 30, dropping to 0.6790.

This high-to-low spread represents a total annual volatility of 0.0432 PEN. From a start-to-finish perspective, comparing the January average rate of 0.7183 to the December average rate of 0.6844, the exchange rate registered a net change of -4.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7222 was down 4.62% compared to the 2011 peak of 0.7572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 3,611 PEN
2011 Average 3,673 PEN
Yearly Trough Low 3,395 PEN
Transaction Impact: A difference of 215.75 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7217
0.6810
JanuMarcMayJulySeptNove

SAR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7133, compared to 0.6938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0195 points.

H1 Avg (Jan–Jun) 0.7133
H2 Avg (Jul–Dec) 0.6938

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0199 PEN (High: 0.7222 / Low: 0.7023). On the other end, January was the most stable month, with a tight range of 0.0018 PEN (High: 0.7194 / Low: 0.7176).

June Spread (Volatile) ±0.0199
January Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0101 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 0.7131) against the same month in 2011 (average: 0.7370), the exchange rate shifted by -0.0238 (-3.23%).

2012 Avg (June) 0.7131
2011 Avg (June) 0.7370

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7194 0.7176 0.7183
February 0.7175 0.7126 0.7158
March 0.7145 0.7116 0.7126
April 0.7125 0.7040 0.7087
May 0.7220 0.7034 0.7112
June 0.7222 0.7023 0.7131
July 0.7109 0.6975 0.7030
August 0.7027 0.6951 0.6979
September 0.6972 0.6905 0.6941
October 0.6941 0.6880 0.6906
November 0.6962 0.6882 0.6929
December 0.6895 0.6790 0.6844