YEARLY HIGH
5677.6321 STD
YEARLY LOW
5382.7832 STD
YEARLY AVERAGE
5524.6156 STD

2021 SAR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 5677.6321. Conversely, the yearly low was recorded on February 14, dropping to 5382.7832.

This high-to-low spread represents a total annual volatility of 294.8489 STD. From a start-to-finish perspective, comparing the January average rate of 5453.2160 to the December average rate of 5653.4413, the exchange rate registered a net change of 3.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5677.6321 was down 3.74% compared to the 2020 peak of 5898.2420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 28,388,161 STD
2020 Average 28,669,310 STD
Yearly Trough Low 26,913,916 STD
Transaction Impact: A difference of 1,474,244.44 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5675.4195
5411.6809
JanuMarcMayJulySeptNove

SAR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5483.0839, compared to 5566.1472 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 83.0634 points.

H1 Avg (Jan–Jun) 5483.0839
H2 Avg (Jul–Dec) 5566.1472

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 136.7253 STD (High: 5556.8093 / Low: 5420.0840). On the other end, May was the most stable month, with a tight range of 3.3918 STD (High: 5531.2185 / Low: 5527.8267).

March Spread (Volatile) ±136.7253
May Spread (Stable) ±3.3918

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 57.7786 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -57.7786

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5653.4413) against the same month in 2020 (average: 5510.7591), the exchange rate shifted by +142.6821 (+2.59%).

2021 Avg (December) 5653.4413
2020 Avg (December) 5510.7591

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5460.1345 5435.0485 5453.2160
February 5456.7911 5382.7832 5433.6591
March 5556.8093 5420.0840 5479.6465
April 5557.5592 5511.9754 5530.9061
May 5531.2185 5527.8267 5529.4271
June 5529.6905 5426.6819 5471.6486
July 5519.2244 5470.6379 5494.2778
August 5552.1199 5510.2751 5528.9860
September 5607.0975 5517.8735 5528.2486
October 5608.0948 5565.2624 5583.1715
November 5649.1525 5576.0872 5608.7583
December 5677.6321 5636.7823 5653.4413