YEARLY HIGH
6.3491 PHP
YEARLY LOW
5.9536 PHP
YEARLY AVERAGE
6.1409 PHP

2021 SBD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 6.3491. Conversely, the yearly low was recorded on March 3, dropping to 5.9536.

This high-to-low spread represents a total annual volatility of 0.3955 PHP. From a start-to-finish perspective, comparing the January average rate of 6.0060 to the December average rate of 6.2205, the exchange rate registered a net change of 3.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.3491 was up 1.44% compared to the 2020 peak of 6.2591, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 31,746 PHP
2020 Average 30,128 PHP
Yearly Trough Low 29,768 PHP
Transaction Impact: A difference of 1,977.30 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.3276
5.9768
JanuMarcMayJulySeptNove

SBD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.0374, compared to 6.2444 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2070 points.

H1 Avg (Jan–Jun) 6.0374
H2 Avg (Jul–Dec) 6.2444

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.2360 PHP (High: 6.3003 / Low: 6.0643). On the other end, April was the most stable month, with a tight range of 0.0452 PHP (High: 6.0898 / Low: 6.0447).

August Spread (Volatile) ±0.2360
April Spread (Stable) ±0.0452

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0589 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0589

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 6.2234) against the same month in 2020 (average: 5.9377), the exchange rate shifted by +0.2857 (+4.81%).

2021 Avg (July) 6.2234
2020 Avg (July) 5.9377

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.0408 5.9665 6.0060
February 6.1358 5.9747 6.0339
March 6.1359 5.9536 6.0852
April 6.0898 6.0447 6.0670
May 6.0601 5.9631 6.0081
June 6.0927 5.9638 6.0240
July 6.3491 6.1166 6.2234
August 6.3003 6.0643 6.2330
September 6.3435 6.1714 6.2301
October 6.3323 6.2642 6.2984
November 6.3060 6.1970 6.2610
December 6.3387 6.1552 6.2205