YEARLY HIGH
0.5204 PLN
YEARLY LOW
0.4565 PLN
YEARLY AVERAGE
0.4812 PLN

2021 SBD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.5204. Conversely, the yearly low was recorded on January 7, dropping to 0.4565.

This high-to-low spread represents a total annual volatility of 0.0639 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4657 to the December average rate of 0.5047, the exchange rate registered a net change of 8.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5204 was up 0.21% compared to the 2020 peak of 0.5193, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,602 PLN
2020 Average 2,367 PLN
Yearly Trough Low 2,283 PLN
Transaction Impact: A difference of 319.28 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5114
0.4602
JanuMarcMayJulySeptNove

SBD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4713, compared to 0.4912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 0.4713
H2 Avg (Jul–Dec) 0.4912

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0350 PLN (High: 0.4978 / Low: 0.4627). On the other end, October was the most stable month, with a tight range of 0.0084 PLN (High: 0.4966 / Low: 0.4882).

March Spread (Volatile) ±0.0350
October Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0103 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.5072) against the same month in 2020 (average: 0.4702), the exchange rate shifted by +0.0370 (+7.86%).

2021 Avg (November) 0.5072
2020 Avg (November) 0.4702

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4715 0.4565 0.4657
February 0.4693 0.4601 0.4645
March 0.4978 0.4627 0.4849
April 0.4898 0.4718 0.4777
May 0.4788 0.4595 0.4673
June 0.4799 0.4572 0.4680
July 0.4859 0.4726 0.4796
August 0.4875 0.4751 0.4820
September 0.4954 0.4706 0.4817
October 0.4966 0.4882 0.4919
November 0.5204 0.4917 0.5072
December 0.5092 0.4986 0.5047