2021 SCR to GHS Historical Review

YEARLY HIGH

0.4836 GHS

YEARLY LOW

0.2677 GHS

YEARLY AVERAGE

0.3809 GHS

2021 SCR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.4836. Conversely, the yearly low was recorded on March 17, dropping to 0.2677.

This high-to-low spread represents a total annual volatility of 0.2159 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2757 to the December average rate of 0.4568, the exchange rate registered a net change of 65.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4836 was up 8.60% compared to the 2020 peak of 0.4453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,418 GHS

2020 Average 1,701 GHS

Yearly Trough Low 1,339 GHS

Transaction Impact: A difference of 1,079.31 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4787

0.2525

JanuMarcMayJulySeptNove

SCR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3197, compared to 0.4420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1223 points.

H1 Avg (Jan–Jun) 0.3197

H2 Avg (Jul–Dec) 0.4420

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1384 GHS (High: 0.4156 / Low: 0.2772). On the other end, January was the most stable month, with a tight range of 0.0077 GHS (High: 0.2782 / Low: 0.2705).

April Spread (Volatile) ±0.1384

January Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0198 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4568) against the same month in 2020 (average: 0.2769), the exchange rate shifted by +0.1799 (+64.97%).

2021 Avg (December) 0.4568

2020 Avg (December) 0.2769

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2782	0.2705	0.2757
February	0.2774	0.2690	0.2737
March	0.2823	0.2677	0.2714
April	0.4156	0.2772	0.3569
May	0.3924	0.3498	0.3668
June	0.3962	0.3508	0.3736
July	0.4409	0.3620	0.4021
August	0.4719	0.3921	0.4393
September	0.4719	0.4294	0.4598
October	0.4771	0.4081	0.4401
November	0.4808	0.4103	0.4540
December	0.4836	0.4108	0.4568

2021 SCR నుండి GHS చారిత్రక సమీక్ష