YEARLY HIGH
0.0296 BAM
YEARLY LOW
0.0004 BAM
YEARLY AVERAGE
0.0077 BAM

2021 SDG to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SDG to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 0.0296. Conversely, the yearly low was recorded on February 24, dropping to 0.0004.

This high-to-low spread represents a total annual volatility of 0.0292 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0291 to the December average rate of 0.0040, the exchange rate registered a net change of -86.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0296 was down 24.59% compared to the 2020 peak of 0.0392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 148 BAM
2020 Average 159 BAM
Yearly Trough Low 2 BAM
Transaction Impact: A difference of 145.81 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0316
0.0012
JanuMarcMayJulySeptNove

SDG to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0115, compared to 0.0038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0077 points.

H1 Avg (Jan–Jun) 0.0115
H2 Avg (Jul–Dec) 0.0038

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0292 BAM (High: 0.0296 / Low: 0.0004). On the other end, October was the most stable month, with a tight range of 0.0000 BAM (High: 0.0038 / Low: 0.0038).

February Spread (Volatile) ±0.0292
October Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0195 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.0238) against the same month in 2020 (average: 0.0346), the exchange rate shifted by -0.0108 (-31.20%).

2021 Avg (February) 0.0238
2020 Avg (February) 0.0346

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0293 0.0287 0.0291
February 0.0296 0.0004 0.0238
March 0.0044 0.0043 0.0043
April 0.0044 0.0042 0.0043
May 0.0042 0.0038 0.0040
June 0.0038 0.0036 0.0037
July 0.0037 0.0036 0.0037
August 0.0038 0.0037 0.0037
September 0.0038 0.0037 0.0038
October 0.0038 0.0038 0.0038
November 0.0077 0.0038 0.0040
December 0.0040 0.0039 0.0040