YEARLY HIGH
79.4082 ALL
YEARLY LOW
75.5322 ALL
YEARLY AVERAGE
77.0599 ALL

2021 SGD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 79.4082. Conversely, the yearly low was recorded on May 19, dropping to 75.5322.

This high-to-low spread represents a total annual volatility of 3.8759 ALL. From a start-to-finish perspective, comparing the January average rate of 76.5401 to the December average rate of 78.3977, the exchange rate registered a net change of 2.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 79.4082 was down 11.91% compared to the 2020 peak of 90.1441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 397,041 ALL
2020 Average 393,377 ALL
Yearly Trough Low 377,661 ALL
Transaction Impact: A difference of 19,379.70 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

79.0874
75.9977
JanuMarcMayJulySeptNove

SGD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 76.7694, compared to 77.3504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5809 points.

H1 Avg (Jan–Jun) 76.7694
H2 Avg (Jul–Dec) 77.3504

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.7152 ALL (High: 78.0698 / Low: 76.3547). On the other end, June was the most stable month, with a tight range of 0.7976 ALL (High: 76.7471 / Low: 75.9496).

April Spread (Volatile) ±1.7152
June Spread (Stable) ±0.7976

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9223 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 78.8300) against the same month in 2020 (average: 77.6109), the exchange rate shifted by +1.2191 (+1.57%).

2021 Avg (November) 78.8300
2020 Avg (November) 77.6109

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 76.9319 75.9979 76.5401
February 77.3171 76.1225 77.0073
March 78.0384 76.5727 77.1837
April 78.0698 76.3547 77.1774
May 77.1708 75.5322 76.2551
June 76.7471 75.9496 76.4529
July 76.8954 75.6411 76.3515
August 77.0669 75.5786 76.2601
September 77.3389 76.1495 76.6278
October 78.5163 77.0521 77.6352
November 79.4082 78.1169 78.8300
December 79.0791 77.8932 78.3977