YEARLY HIGH
1.2843 BGN
YEARLY LOW
1.1623 BGN
YEARLY AVERAGE
1.2193 BGN

2012 SGD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 1.2843. Conversely, the yearly low was recorded on February 24, dropping to 1.1623.

This high-to-low spread represents a total annual volatility of 0.1220 BGN. From a start-to-finish perspective, comparing the January average rate of 1.1859 to the December average rate of 1.2220, the exchange rate registered a net change of 3.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2843 was up 9.89% compared to the 2011 peak of 1.1687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,421 BGN
2011 Average 5,594 BGN
Yearly Trough Low 5,812 BGN
Transaction Impact: A difference of 609.83 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2739
1.1697
JanuMarcMayJulySeptNove

SGD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1946, compared to 1.2441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0495 points.

H1 Avg (Jan–Jun) 1.1946
H2 Avg (Jul–Dec) 1.2441

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0609 BGN (High: 1.2843 / Low: 1.2234). On the other end, October was the most stable month, with a tight range of 0.0183 BGN (High: 1.2415 / Low: 1.2232).

July Spread (Volatile) ±0.0609
October Spread (Stable) ±0.0183

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0292 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.2629) against the same month in 2011 (average: 1.1264), the exchange rate shifted by +0.1366 (+12.12%).

2012 Avg (July) 1.2629
2011 Avg (July) 1.1264

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1970 1.1655 1.1859
February 1.2017 1.1623 1.1807
March 1.1885 1.1671 1.1783
April 1.1987 1.1687 1.1891
May 1.2257 1.1991 1.2101
June 1.2316 1.2129 1.2232
July 1.2843 1.2234 1.2629
August 1.2820 1.2445 1.2653
September 1.2480 1.2206 1.2361
October 1.2415 1.2232 1.2319
November 1.2592 1.2334 1.2464
December 1.2385 1.2076 1.2220