YEARLY HIGH
135.4580 DJF
YEARLY LOW
129.6310 DJF
YEARLY AVERAGE
132.4985 DJF

2021 SGD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 135.4580. Conversely, the yearly low was recorded on December 4, dropping to 129.6310.

This high-to-low spread represents a total annual volatility of 5.8270 DJF. From a start-to-finish perspective, comparing the January average rate of 134.3516 to the December average rate of 130.5929, the exchange rate registered a net change of -2.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 135.4580 was up 0.60% compared to the 2020 peak of 134.6482, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 677,290 DJF
2020 Average 645,576 DJF
Yearly Trough Low 648,155 DJF
Transaction Impact: A difference of 29,135.04 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

134.7275
130.2171
JanuMarcMayJulySeptNove

SGD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 133.6097, compared to 131.3873 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2224 points.

H1 Avg (Jan–Jun) 133.6097
H2 Avg (Jul–Dec) 131.3873

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.4202 DJF (High: 134.3888 / Low: 131.9686). On the other end, May was the most stable month, with a tight range of 1.5352 DJF (High: 134.7263 / Low: 133.1911).

April Spread (Volatile) ±2.4202
May Spread (Stable) ±1.5352

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.1045 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.1045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 134.3516) against the same month in 2020 (average: 131.7854), the exchange rate shifted by +2.5662 (+1.95%).

2021 Avg (January) 134.3516
2020 Avg (January) 131.7854

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 135.4580 133.7311 134.3516
February 134.9583 133.1096 134.0862
March 134.1001 131.8658 132.5610
April 134.3888 131.9686 133.2874
May 134.7263 133.1911 133.9157
June 134.6218 132.2714 133.4565
July 132.3459 130.2719 131.3521
August 132.3271 130.3986 131.4122
September 132.7517 130.7514 132.0958
October 132.5507 130.8162 131.7328
November 132.1602 129.8287 131.1381
December 131.7985 129.6310 130.5929