YEARLY HIGH
0.7058 GHS
YEARLY LOW
0.6546 GHS
YEARLY AVERAGE
0.6769 GHS

2021 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 0.7058. Conversely, the yearly low was recorded on March 8, dropping to 0.6546.

This high-to-low spread represents a total annual volatility of 0.0512 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6686 to the December average rate of 0.7019, the exchange rate registered a net change of 4.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7058 was up 3.44% compared to the 2020 peak of 0.6823, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 3,529 GHS
2020 Average 3,277 GHS
Yearly Trough Low 3,273 GHS
Transaction Impact: A difference of 255.89 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7065
0.6520
JanuMarcMayJulySeptNove

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6619, compared to 0.6919 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0300 points.

H1 Avg (Jan–Jun) 0.6619
H2 Avg (Jul–Dec) 0.6919

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0148 GHS (High: 0.6836 / Low: 0.6688). On the other end, April was the most stable month, with a tight range of 0.0028 GHS (High: 0.6615 / Low: 0.6587).

July Spread (Volatile) ±0.0148
April Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0065 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7019) against the same month in 2020 (average: 0.6706), the exchange rate shifted by +0.0313 (+4.67%).

2021 Avg (December) 0.7019
2020 Avg (December) 0.6706

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6743 0.6660 0.6686
February 0.6664 0.6571 0.6622
March 0.6609 0.6546 0.6565
April 0.6615 0.6587 0.6604
May 0.6624 0.6584 0.6598
June 0.6683 0.6607 0.6641
July 0.6836 0.6688 0.6784
August 0.6915 0.6800 0.6879
September 0.6926 0.6811 0.6895
October 0.6977 0.6907 0.6939
November 0.7028 0.6948 0.6998
December 0.7058 0.6958 0.7019