2021 SZL to BAM Historical Review

YEARLY HIGH

0.1193 BAM

YEARLY LOW

0.1039 BAM

YEARLY AVERAGE

0.1120 BAM

2021 SZL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.1193. Conversely, the yearly low was recorded on January 11, dropping to 0.1039.

This high-to-low spread represents a total annual volatility of 0.0153 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1065 to the December average rate of 0.1090, the exchange rate registered a net change of 2.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1193 was down 4.90% compared to the 2020 peak of 0.1254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 596 BAM

2020 Average 524 BAM

Yearly Trough Low 520 BAM

Transaction Impact: A difference of 76.70 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1182

0.1054

JanuMarcMayJulySeptNove

SZL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1118, compared to 0.1123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1118

H2 Avg (Jul–Dec) 0.1123

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0060 BAM (High: 0.1173 / Low: 0.1112). On the other end, April was the most stable month, with a tight range of 0.0027 BAM (High: 0.1150 / Low: 0.1123).

September Spread (Volatile) ±0.0060

April Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0030 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.1172) against the same month in 2020 (average: 0.1015), the exchange rate shifted by +0.0156 (+15.42%).

2021 Avg (June) 0.1172

2020 Avg (June) 0.1015

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1091	0.1039	0.1065
February	0.1117	0.1077	0.1095
March	0.1120	0.1062	0.1097
April	0.1150	0.1123	0.1134
May	0.1166	0.1124	0.1145
June	0.1193	0.1150	0.1172
July	0.1159	0.1115	0.1141
August	0.1149	0.1094	0.1122
September	0.1173	0.1112	0.1142
October	0.1161	0.1105	0.1134
November	0.1130	0.1072	0.1107
December	0.1114	0.1071	0.1090

2021 SZL నుండి BAM చారిత్రక సమీక్ష