YEARLY HIGH
3.5892 PHP
YEARLY LOW
3.1396 PHP
YEARLY AVERAGE
3.3358 PHP

2022 SZL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SZL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 3.5892. Conversely, the yearly low was recorded on December 18, dropping to 3.1396.

This high-to-low spread represents a total annual volatility of 0.4496 PHP. From a start-to-finish perspective, comparing the January average rate of 3.3106 to the December average rate of 3.2182, the exchange rate registered a net change of -2.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.5892 was up 1.26% compared to the 2021 peak of 3.5445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 17,946 PHP
2021 Average 16,691 PHP
Yearly Trough Low 15,698 PHP
Transaction Impact: A difference of 2,248.17 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.5012
3.1925
JanuMarcMayJulySeptNove

SZL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3875, compared to 3.2841 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1034 points.

H1 Avg (Jan–Jun) 3.3875
H2 Avg (Jul–Dec) 3.2841

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.3064 PHP (High: 3.5892 / Low: 3.2829). On the other end, September was the most stable month, with a tight range of 0.1142 PHP (High: 3.3604 / Low: 3.2462).

April Spread (Volatile) ±0.3064
September Spread (Stable) ±0.1142

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1772 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1772

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 3.4715) against the same month in 2021 (average: 3.3543), the exchange rate shifted by +0.1172 (+3.49%).

2022 Avg (April) 3.4715
2021 Avg (April) 3.3543

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3906 3.1900 3.3106
February 3.4325 3.3183 3.3699
March 3.5835 3.3322 3.4755
April 3.5892 3.2829 3.4715
May 3.3857 3.2285 3.2943
June 3.4599 3.3124 3.4032
July 3.4023 3.2753 3.3280
August 3.4362 3.2853 3.3423
September 3.3604 3.2462 3.2895
October 3.2982 3.1634 3.2414
November 3.3325 3.2036 3.2850
December 3.3081 3.1396 3.2182