YEARLY HIGH
0.8880 HNL
YEARLY LOW
0.8442 HNL
YEARLY AVERAGE
0.8637 HNL

2021 TWD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TWD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.8880. Conversely, the yearly low was recorded on March 27, dropping to 0.8442.

This high-to-low spread represents a total annual volatility of 0.0438 HNL. From a start-to-finish perspective, comparing the January average rate of 0.8661 to the December average rate of 0.8763, the exchange rate registered a net change of 1.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8880 was up 2.30% compared to the 2020 peak of 0.8681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 4,440 HNL
2020 Average 4,202 HNL
Yearly Trough Low 4,221 HNL
Transaction Impact: A difference of 219.06 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8786
0.8507
JanuMarcMayJulySeptNove

TWD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8626, compared to 0.8647 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.8626
H2 Avg (Jul–Dec) 0.8647

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0326 HNL (High: 0.8768 / Low: 0.8442). On the other end, November was the most stable month, with a tight range of 0.0092 HNL (High: 0.8756 / Low: 0.8664).

March Spread (Volatile) ±0.0326
November Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0135 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8661) against the same month in 2020 (average: 0.8258), the exchange rate shifted by +0.0403 (+4.87%).

2021 Avg (January) 0.8661
2020 Avg (January) 0.8258

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8880 0.8592 0.8661
February 0.8735 0.8606 0.8679
March 0.8768 0.8442 0.8573
April 0.8668 0.8442 0.8530
May 0.8729 0.8582 0.8647
June 0.8747 0.8569 0.8669
July 0.8598 0.8453 0.8534
August 0.8649 0.8472 0.8538
September 0.8752 0.8623 0.8700
October 0.8712 0.8577 0.8657
November 0.8756 0.8664 0.8690
December 0.8828 0.8701 0.8763