YEARLY HIGH
0.0040 MAD
YEARLY LOW
0.0038 MAD
YEARLY AVERAGE
0.0039 MAD

2021 TZS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TZS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0040. Conversely, the yearly low was recorded on May 25, dropping to 0.0038.

This high-to-low spread represents a total annual volatility of 0.0002 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0038 to the December average rate of 0.0040, the exchange rate registered a net change of 4.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0040 was down 9.15% compared to the 2020 peak of 0.0045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 20 MAD
2020 Average 21 MAD
Yearly Trough Low 19 MAD
Transaction Impact: A difference of 1.25 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0040
0.0038
JanuMarcMayJulySeptNove

TZS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0038, compared to 0.0039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0038
H2 Avg (Jul–Dec) 0.0039

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0001 MAD (High: 0.0039 / Low: 0.0038). On the other end, July was the most stable month, with a tight range of 0.0000 MAD (High: 0.0039 / Low: 0.0038).

September Spread (Volatile) ±0.0001
July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0000 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0040) against the same month in 2020 (average: 0.0039), the exchange rate shifted by +0.0001 (+3.81%).

2021 Avg (December) 0.0040
2020 Avg (December) 0.0039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0039 0.0038 0.0038
February 0.0039 0.0038 0.0039
March 0.0039 0.0039 0.0039
April 0.0039 0.0038 0.0039
May 0.0039 0.0038 0.0038
June 0.0038 0.0038 0.0038
July 0.0039 0.0038 0.0039
August 0.0039 0.0038 0.0039
September 0.0039 0.0038 0.0039
October 0.0039 0.0039 0.0039
November 0.0040 0.0039 0.0040
December 0.0040 0.0040 0.0040