YEARLY HIGH
0.0601 HRK
YEARLY LOW
0.0563 HRK
YEARLY AVERAGE
0.0578 HRK

2021 VUV to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the VUV to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0601. Conversely, the yearly low was recorded on January 6, dropping to 0.0563.

This high-to-low spread represents a total annual volatility of 0.0038 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0574 to the December average rate of 0.0589, the exchange rate registered a net change of 2.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0601 was up 1.89% compared to the 2020 peak of 0.0590, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 300 HRK
2020 Average 285 HRK
Yearly Trough Low 281 HRK
Transaction Impact: A difference of 19.14 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0593
0.0568
JanuMarcMayJulySeptNove

VUV to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0576, compared to 0.0580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0576
H2 Avg (Jul–Dec) 0.0580

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0020 HRK (High: 0.0601 / Low: 0.0581). On the other end, May was the most stable month, with a tight range of 0.0010 HRK (High: 0.0575 / Low: 0.0565).

November Spread (Volatile) ±0.0020
May Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0591) against the same month in 2020 (average: 0.0567), the exchange rate shifted by +0.0024 (+4.20%).

2021 Avg (November) 0.0591
2020 Avg (November) 0.0567

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0581 0.0563 0.0574
February 0.0586 0.0575 0.0579
March 0.0590 0.0579 0.0586
April 0.0587 0.0569 0.0578
May 0.0575 0.0565 0.0570
June 0.0583 0.0567 0.0573
July 0.0581 0.0570 0.0576
August 0.0578 0.0566 0.0572
September 0.0579 0.0566 0.0571
October 0.0584 0.0574 0.0579
November 0.0601 0.0581 0.0591
December 0.0596 0.0584 0.0589