YEARLY HIGH
0.0289 ZAR
YEARLY LOW
0.0249 ZAR
YEARLY AVERAGE
0.0267 ZAR

2021 XAF to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAF to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0289. Conversely, the yearly low was recorded on June 5, dropping to 0.0249.

This high-to-low spread represents a total annual volatility of 0.0040 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0280 to the December average rate of 0.0274, the exchange rate registered a net change of -2.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0289 was down 9.26% compared to the 2020 peak of 0.0318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 144 ZAR
2020 Average 143 ZAR
Yearly Trough Low 124 ZAR
Transaction Impact: A difference of 19.86 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0283
0.0253
JanuMarcMayJulySeptNove

XAF to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0267, compared to 0.0266 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0267
H2 Avg (Jul–Dec) 0.0266

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0017 ZAR (High: 0.0289 / Low: 0.0271). On the other end, April was the most stable month, with a tight range of 0.0007 ZAR (High: 0.0266 / Low: 0.0259).

January Spread (Volatile) ±0.0017
April Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0280) against the same month in 2020 (average: 0.0244), the exchange rate shifted by +0.0037 (+14.99%).

2021 Avg (January) 0.0280
2020 Avg (January) 0.0244

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0289 0.0271 0.0280
February 0.0279 0.0267 0.0272
March 0.0281 0.0264 0.0272
April 0.0266 0.0259 0.0263
May 0.0266 0.0256 0.0260
June 0.0260 0.0249 0.0255
July 0.0267 0.0257 0.0262
August 0.0273 0.0259 0.0265
September 0.0269 0.0255 0.0262
October 0.0269 0.0256 0.0263
November 0.0281 0.0264 0.0270
December 0.0278 0.0268 0.0274