YEARLY HIGH
9.2072 HNL
YEARLY LOW
8.7730 HNL
YEARLY AVERAGE
8.9202 HNL

2021 XCD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 9.2072. Conversely, the yearly low was recorded on July 24, dropping to 8.7730.

This high-to-low spread represents a total annual volatility of 0.4343 HNL. From a start-to-finish perspective, comparing the January average rate of 8.9712 to the December average rate of 8.9855, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 9.2072 was down 1.67% compared to the 2020 peak of 9.3634, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 46,036 HNL
2020 Average 45,763 HNL
Yearly Trough Low 43,865 HNL
Transaction Impact: A difference of 2,171.36 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.0040
8.7826
JanuMarcMayJulySeptNove

XCD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9378, compared to 8.9026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0351 points.

H1 Avg (Jan–Jun) 8.9378
H2 Avg (Jul–Dec) 8.9026

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.3002 HNL (High: 9.2072 / Low: 8.9070). On the other end, November was the most stable month, with a tight range of 0.0335 HNL (High: 8.9508 / Low: 8.9173).

January Spread (Volatile) ±0.3002
November Spread (Stable) ±0.0335

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0659 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0659

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 8.9712) against the same month in 2020 (average: 9.1712), the exchange rate shifted by -0.2000 (-2.18%).

2021 Avg (January) 8.9712
2020 Avg (January) 9.1712

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.2072 8.9070 8.9712
February 9.0063 8.9105 8.9698
March 9.0100 8.8896 8.9584
April 8.9360 8.8667 8.9127
May 8.9360 8.8365 8.9146
June 8.9249 8.8468 8.8998
July 8.8805 8.7730 8.8339
August 8.8624 8.7755 8.8010
September 8.9638 8.8349 8.9169
October 8.9638 8.9005 8.9390
November 8.9508 8.9173 8.9395
December 9.0383 8.9312 8.9855