YEARLY HIGH
31.9091 CZK
YEARLY LOW
29.9581 CZK
YEARLY AVERAGE
30.8940 CZK

2021 XDR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 31.9091. Conversely, the yearly low was recorded on May 18, dropping to 29.9581.

This high-to-low spread represents a total annual volatility of 1.9510 CZK. From a start-to-finish perspective, comparing the January average rate of 30.9675 to the December average rate of 31.2936, the exchange rate registered a net change of 1.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 31.9091 was down 9.72% compared to the 2020 peak of 35.3442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 159,546 CZK
2020 Average 161,555 CZK
Yearly Trough Low 149,791 CZK
Transaction Impact: A difference of 9,755.04 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

31.5362
30.1754
JanuMarcMayJulySeptNove

XDR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.8077, compared to 30.9802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1725 points.

H1 Avg (Jan–Jun) 30.8077
H2 Avg (Jul–Dec) 30.9802

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.2077 CZK (High: 31.9091 / Low: 30.7014). On the other end, August was the most stable month, with a tight range of 0.4334 CZK (High: 30.9909 / Low: 30.5575).

November Spread (Volatile) ±1.2077
August Spread (Stable) ±0.4334

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6917 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 31.2786) against the same month in 2020 (average: 31.7516), the exchange rate shifted by -0.4730 (-1.49%).

2021 Avg (November) 31.2786
2020 Avg (November) 31.7516

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 31.2255 30.6569 30.9675
February 31.2896 30.5426 30.8142
March 31.8749 31.1021 31.4228
April 31.4960 30.6189 30.9804
May 30.9165 29.9581 30.2888
June 30.9277 30.0208 30.3726
July 31.1308 30.5408 30.8470
August 30.9909 30.5575 30.7506
September 31.1316 30.3266 30.6466
October 31.4791 30.7659 31.0648
November 31.9091 30.7014 31.2786
December 31.6283 30.6629 31.2936