YEARLY HIGH
0.8761 BDT
YEARLY LOW
0.8056 BDT
YEARLY AVERAGE
0.8434 BDT

2021 XPF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.8761. Conversely, the yearly low was recorded on November 24, dropping to 0.8056.

This high-to-low spread represents a total annual volatility of 0.0705 BDT. From a start-to-finish perspective, comparing the January average rate of 0.8647 to the December average rate of 0.8128, the exchange rate registered a net change of -6.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8761 was up 0.25% compared to the 2020 peak of 0.8739, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 4,381 BDT
2020 Average 4,060 BDT
Yearly Trough Low 4,028 BDT
Transaction Impact: A difference of 352.47 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8699
0.8076
JanuMarcMayJulySeptNove

XPF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8560, compared to 0.8308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0252 points.

H1 Avg (Jan–Jun) 0.8560
H2 Avg (Jul–Dec) 0.8308

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0292 BDT (High: 0.8348 / Low: 0.8056). On the other end, December was the most stable month, with a tight range of 0.0086 BDT (High: 0.8172 / Low: 0.8086).

November Spread (Volatile) ±0.0292
December Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0148 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0148

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8647) against the same month in 2020 (average: 0.7894), the exchange rate shifted by +0.0753 (+9.54%).

2021 Avg (January) 0.8647
2020 Avg (January) 0.7894

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8761 0.8573 0.8647
February 0.8646 0.8500 0.8592
March 0.8590 0.8325 0.8449
April 0.8621 0.8330 0.8493
May 0.8699 0.8533 0.8629
June 0.8683 0.8427 0.8551
July 0.8453 0.8365 0.8403
August 0.8442 0.8327 0.8383
September 0.8479 0.8308 0.8413
October 0.8387 0.8273 0.8321
November 0.8348 0.8056 0.8199
December 0.8172 0.8086 0.8128