YEARLY HIGH
0.5346 GMD
YEARLY LOW
0.4915 GMD
YEARLY AVERAGE
0.5107 GMD

2021 XPF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.5346. Conversely, the yearly low was recorded on November 24, dropping to 0.4915.

This high-to-low spread represents a total annual volatility of 0.0431 GMD. From a start-to-finish perspective, comparing the January average rate of 0.5268 to the December average rate of 0.4976, the exchange rate registered a net change of -5.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5346 was up 0.18% compared to the 2020 peak of 0.5336, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 2,673 GMD
2020 Average 2,464 GMD
Yearly Trough Low 2,457 GMD
Transaction Impact: A difference of 215.40 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5297
0.4947
JanuMarcMayJulySeptNove

XPF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5182, compared to 0.5032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0150 points.

H1 Avg (Jan–Jun) 0.5182
H2 Avg (Jul–Dec) 0.5032

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0160 GMD (High: 0.5195 / Low: 0.5035). On the other end, July was the most stable month, with a tight range of 0.0052 GMD (High: 0.5097 / Low: 0.5046).

March Spread (Volatile) ±0.0160
July Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0096 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.5268) against the same month in 2020 (average: 0.4762), the exchange rate shifted by +0.0505 (+10.61%).

2021 Avg (January) 0.5268
2020 Avg (January) 0.4762

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5346 0.5223 0.5268
February 0.5230 0.5170 0.5212
March 0.5195 0.5035 0.5115
April 0.5203 0.5048 0.5127
May 0.5255 0.5152 0.5212
June 0.5237 0.5081 0.5158
July 0.5097 0.5046 0.5069
August 0.5090 0.5005 0.5045
September 0.5147 0.4995 0.5073
October 0.5091 0.4986 0.5037
November 0.5067 0.4915 0.4991
December 0.5028 0.4948 0.4976