YEARLY HIGH
1.5656 JMD
YEARLY LOW
1.4231 JMD
YEARLY AVERAGE
1.4929 JMD

2021 XPF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 1.5656. Conversely, the yearly low was recorded on October 3, dropping to 1.4231.

This high-to-low spread represents a total annual volatility of 0.1425 JMD. From a start-to-finish perspective, comparing the January average rate of 1.4700 to the December average rate of 1.4627, the exchange rate registered a net change of -0.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5656 was up 4.57% compared to the 2020 peak of 1.4971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 7,828 JMD
2020 Average 6,798 JMD
Yearly Trough Low 7,116 JMD
Transaction Impact: A difference of 712.59 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5413
1.4535
JanuMarcMayJulySeptNove

XPF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5000, compared to 1.4859 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0141 points.

H1 Avg (Jan–Jun) 1.5000
H2 Avg (Jul–Dec) 1.4859

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1271 JMD (High: 1.5656 / Low: 1.4385). On the other end, December was the most stable month, with a tight range of 0.0238 JMD (High: 1.4745 / Low: 1.4507).

April Spread (Volatile) ±0.1271
December Spread (Stable) ±0.0238

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0480 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0480

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.4992) against the same month in 2020 (average: 1.2527), the exchange rate shifted by +0.2466 (+19.68%).

2021 Avg (April) 1.4992
2020 Avg (April) 1.2527

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4888 1.4532 1.4700
February 1.5447 1.4799 1.5181
March 1.5246 1.4288 1.4701
April 1.5656 1.4385 1.4992
May 1.5541 1.5202 1.5340
June 1.5285 1.4891 1.5086
July 1.5448 1.4774 1.5146
August 1.5420 1.4976 1.5179
September 1.5074 1.4307 1.4737
October 1.5119 1.4231 1.4608
November 1.5080 1.4655 1.4857
December 1.4745 1.4507 1.4627