2021 XPF to MAD Historical Review

YEARLY HIGH

0.0916 MAD

YEARLY LOW

0.0869 MAD

YEARLY AVERAGE

0.0891 MAD

2021 XPF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0916. Conversely, the yearly low was recorded on November 24, dropping to 0.0869.

This high-to-low spread represents a total annual volatility of 0.0047 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0908 to the December average rate of 0.0877, the exchange rate registered a net change of -3.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0916 was down 3.26% compared to the 2020 peak of 0.0947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 458 MAD

2020 Average 454 MAD

Yearly Trough Low 435 MAD

Transaction Impact: A difference of 23.63 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0911

0.0872

JanuMarcMayJulySeptNove

XPF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0901, compared to 0.0881 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0901

H2 Avg (Jul–Dec) 0.0881

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0019 MAD (High: 0.0905 / Low: 0.0885). On the other end, July was the most stable month, with a tight range of 0.0006 MAD (High: 0.0889 / Low: 0.0883).

June Spread (Volatile) ±0.0019

July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0908) against the same month in 2020 (average: 0.0894), the exchange rate shifted by +0.0014 (+1.57%).

2021 Avg (January) 0.0908

2020 Avg (January) 0.0894

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0916	0.0899	0.0908
February	0.0909	0.0903	0.0907
March	0.0905	0.0891	0.0898
April	0.0905	0.0892	0.0898
May	0.0907	0.0897	0.0901
June	0.0905	0.0885	0.0894
July	0.0889	0.0883	0.0886
August	0.0888	0.0880	0.0885
September	0.0889	0.0877	0.0885
October	0.0886	0.0875	0.0880
November	0.0883	0.0869	0.0875
December	0.0885	0.0871	0.0877

2021 XPF నుండి MAD చారిత్రక సమీక్ష