2021 YER to HRK Historical Review

YEARLY HIGH

0.0268 HRK

YEARLY LOW

0.0245 HRK

YEARLY AVERAGE

0.0254 HRK

2021 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0268. Conversely, the yearly low was recorded on January 6, dropping to 0.0245.

This high-to-low spread represents a total annual volatility of 0.0024 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0248 to the December average rate of 0.0266, the exchange rate registered a net change of 7.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0268 was down 5.98% compared to the 2020 peak of 0.0285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 134 HRK

2020 Average 132 HRK

Yearly Trough Low 122 HRK

Transaction Impact: A difference of 11.86 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0268

0.0246

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0250, compared to 0.0258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0250

H2 Avg (Jul–Dec) 0.0258

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0010 HRK (High: 0.0268 / Low: 0.0259). On the other end, December was the most stable month, with a tight range of 0.0003 HRK (High: 0.0267 / Low: 0.0264).

November Spread (Volatile) ±0.0010

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0263) against the same month in 2020 (average: 0.0255), the exchange rate shifted by +0.0008 (+3.31%).

2021 Avg (November) 0.0263

2020 Avg (November) 0.0255

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0250	0.0245	0.0248
February	0.0253	0.0249	0.0250
March	0.0258	0.0250	0.0254
April	0.0257	0.0249	0.0253
May	0.0251	0.0245	0.0248
June	0.0253	0.0246	0.0249
July	0.0256	0.0252	0.0254
August	0.0257	0.0252	0.0254
September	0.0259	0.0251	0.0254
October	0.0260	0.0257	0.0259
November	0.0268	0.0259	0.0263
December	0.0267	0.0264	0.0266

2021 YER నుండి HRK చారిత్రక సమీక్ష