YEARLY HIGH
0.7160 PKR
YEARLY LOW
0.6038 PKR
YEARLY AVERAGE
0.6508 PKR

2021 YER to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.7160. Conversely, the yearly low was recorded on May 9, dropping to 0.6038.

This high-to-low spread represents a total annual volatility of 0.1122 PKR. From a start-to-finish perspective, comparing the January average rate of 0.6414 to the December average rate of 0.7095, the exchange rate registered a net change of 10.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7160 was up 6.14% compared to the 2020 peak of 0.6746, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 3,580 PKR
2020 Average 3,232 PKR
Yearly Trough Low 3,019 PKR
Transaction Impact: A difference of 560.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7193
0.6020
JanuMarcMayJulySeptNove

YER to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6253, compared to 0.6764 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0512 points.

H1 Avg (Jan–Jun) 0.6253
H2 Avg (Jul–Dec) 0.6764

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0281 PKR (High: 0.7057 / Low: 0.6776). On the other end, January was the most stable month, with a tight range of 0.0040 PKR (High: 0.6436 / Low: 0.6395).

November Spread (Volatile) ±0.0281
January Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0130 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7095) against the same month in 2020 (average: 0.6404), the exchange rate shifted by +0.0692 (+10.80%).

2021 Avg (December) 0.7095
2020 Avg (December) 0.6404

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6436 0.6395 0.6414
February 0.6409 0.6300 0.6366
March 0.6310 0.6097 0.6236
April 0.6164 0.6092 0.6117
May 0.6209 0.6038 0.6128
June 0.6329 0.6176 0.6254
July 0.6501 0.6278 0.6394
August 0.6647 0.6501 0.6581
September 0.6829 0.6661 0.6716
October 0.6998 0.6813 0.6871
November 0.7057 0.6776 0.6928
December 0.7160 0.7005 0.7095