YEARLY HIGH
0.1980 GHS
YEARLY LOW
0.1678 GHS
YEARLY AVERAGE
0.1834 GHS

2020 THB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the THB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.1980. Conversely, the yearly low was recorded on February 26, dropping to 0.1678.

This high-to-low spread represents a total annual volatility of 0.0302 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1858 to the December average rate of 0.1952, the exchange rate registered a net change of 5.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1980 was down 56.66% compared to the 2019 peak of 0.4568, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 49,494 GHS
2019 Average 43,443 GHS
Yearly Trough Low 41,954 GHS
Transaction Impact: A difference of 7,539.69 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1975
0.1693
JanuMarcMayJulySeptNove

THB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1791, compared to 0.1877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.1791
H2 Avg (Jul–Dec) 0.1877

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0132 GHS (High: 0.1894 / Low: 0.1762). On the other end, September was the most stable month, with a tight range of 0.0028 GHS (High: 0.1860 / Low: 0.1832).

January Spread (Volatile) ±0.0132
September Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0142 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1952) against the same month in 2019 (average: 0.1886), the exchange rate shifted by +0.0066 (+3.47%).

2020 Avg (December) 0.1952
2019 Avg (December) 0.1886

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1894 0.1762 0.1858
February 0.1762 0.1678 0.1717
March 0.1773 0.1713 0.1741
April 0.1791 0.1744 0.1770
May 0.1817 0.1774 0.1801
June 0.1877 0.1814 0.1858
July 0.1868 0.1808 0.1839
August 0.1862 0.1833 0.1849
September 0.1860 0.1832 0.1845
October 0.1881 0.1834 0.1860
November 0.1937 0.1867 0.1918
December 0.1980 0.1932 0.1952