2020 THB to HRK Historical Review

YEARLY HIGH

0.2215 HRK

YEARLY LOW

0.2013 HRK

YEARLY AVERAGE

0.2114 HRK

2020 THB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the THB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.2215. Conversely, the yearly low was recorded on July 30, dropping to 0.2013.

This high-to-low spread represents a total annual volatility of 0.0202 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2204 to the December average rate of 0.2061, the exchange rate registered a net change of -6.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2215 was down 0.93% compared to the 2019 peak of 0.2235, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 55,364 HRK

2019 Average 53,412 HRK

Yearly Trough Low 50,322 HRK

Transaction Impact: A difference of 5,042.18 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2221

0.2016

JanuMarcMayJulySeptNove

THB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2164, compared to 0.2064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 0.2164

H2 Avg (Jul–Dec) 0.2064

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0154 HRK (High: 0.2167 / Low: 0.2013). On the other end, September was the most stable month, with a tight range of 0.0028 HRK (High: 0.2054 / Low: 0.2026).

July Spread (Volatile) ±0.0154

September Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0068 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2204) against the same month in 2019 (average: 0.2046), the exchange rate shifted by +0.0158 (+7.73%).

2020 Avg (January) 0.2204

2019 Avg (January) 0.2046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2215	0.2150	0.2204
February	0.2211	0.2142	0.2179
March	0.2192	0.2092	0.2135
April	0.2171	0.2104	0.2141
May	0.2183	0.2125	0.2165
June	0.2187	0.2118	0.2160
July	0.2167	0.2013	0.2092
August	0.2048	0.2020	0.2033
September	0.2054	0.2026	0.2041
October	0.2090	0.2038	0.2060
November	0.2124	0.2073	0.2098
December	0.2078	0.2048	0.2061