YEARLY HIGH
4.9167 JMD
YEARLY LOW
4.0504 JMD
YEARLY AVERAGE
4.5411 JMD

2020 THB to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the THB to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 4.9167. Conversely, the yearly low was recorded on April 1, dropping to 4.0504.

This high-to-low spread represents a total annual volatility of 0.8664 JMD. From a start-to-finish perspective, comparing the January average rate of 4.4232 to the December average rate of 4.7809, the exchange rate registered a net change of 8.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.9167 was up 5.25% compared to the 2019 peak of 4.6714, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 1,229,180 JMD
2019 Average 1,076,655 JMD
Yearly Trough Low 1,012,589 JMD
Transaction Impact: A difference of 216,591.42 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.8915
4.1535
JanuMarcMayJulySeptNove

THB to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3902, compared to 4.6921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3019 points.

H1 Avg (Jan–Jun) 4.3902
H2 Avg (Jul–Dec) 4.6921

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.3178 JMD (High: 4.3682 / Low: 4.0504). On the other end, June was the most stable month, with a tight range of 0.0725 JMD (High: 4.5509 / Low: 4.4784).

April Spread (Volatile) ±0.3178
June Spread (Stable) ±0.0725

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2442 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2442

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 4.8300) against the same month in 2019 (average: 4.6364), the exchange rate shifted by +0.1936 (+4.17%).

2020 Avg (November) 4.8300
2019 Avg (November) 4.6364

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5559 4.3429 4.4232
February 4.5376 4.3257 4.4629
March 4.3607 4.1013 4.2187
April 4.3682 4.0504 4.2150
May 4.6152 4.3200 4.5006
June 4.5509 4.4784 4.5208
July 4.7082 4.4685 4.5567
August 4.8146 4.7063 4.7746
September 4.7626 4.4787 4.5875
October 4.6961 4.4781 4.6227
November 4.9167 4.6631 4.8300
December 4.8435 4.7308 4.7809