YEARLY HIGH
0.3197 MAD
YEARLY LOW
0.2916 MAD
YEARLY AVERAGE
0.3036 MAD

2020 THB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the THB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.3197. Conversely, the yearly low was recorded on August 22, dropping to 0.2916.

This high-to-low spread represents a total annual volatility of 0.0282 MAD. From a start-to-finish perspective, comparing the January average rate of 0.3158 to the December average rate of 0.2988, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3197 was down 0.73% compared to the 2019 peak of 0.3221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 79,935 MAD
2019 Average 77,492 MAD
Yearly Trough Low 72,895 MAD
Transaction Impact: A difference of 7,040.22 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3180
0.2919
JanuMarcMayJulySeptNove

THB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3092, compared to 0.2979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0113 points.

H1 Avg (Jan–Jun) 0.3092
H2 Avg (Jul–Dec) 0.2979

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0157 MAD (High: 0.3131 / Low: 0.2974). On the other end, October was the most stable month, with a tight range of 0.0046 MAD (High: 0.2969 / Low: 0.2923).

July Spread (Volatile) ±0.0157
October Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0083 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.3158) against the same month in 2019 (average: 0.2998), the exchange rate shifted by +0.0161 (+5.37%).

2020 Avg (January) 0.3158
2019 Avg (January) 0.2998

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3197 0.3075 0.3158
February 0.3121 0.3037 0.3088
March 0.3088 0.2966 0.3021
April 0.3141 0.3043 0.3105
May 0.3100 0.3022 0.3072
June 0.3146 0.3060 0.3109
July 0.3131 0.2974 0.3041
August 0.3011 0.2916 0.2958
September 0.2973 0.2925 0.2941
October 0.2969 0.2923 0.2946
November 0.3034 0.2957 0.3001
December 0.3093 0.2962 0.2988