YEARLY HIGH
3.9650 NPR
YEARLY LOW
3.5977 NPR
YEARLY AVERAGE
3.7895 NPR

2020 THB to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the THB to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 3.9650. Conversely, the yearly low was recorded on February 26, dropping to 3.5977.

This high-to-low spread represents a total annual volatility of 0.3674 NPR. From a start-to-finish perspective, comparing the January average rate of 3.7467 to the December average rate of 3.9184, the exchange rate registered a net change of 4.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9650 was up 2.95% compared to the 2019 peak of 3.8512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 991,255 NPR
2019 Average 907,335 NPR
Yearly Trough Low 899,414 NPR
Transaction Impact: A difference of 91,841.40 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9454
3.6215
JanuMarcMayJulySeptNove

THB to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7503, compared to 3.8286 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0782 points.

H1 Avg (Jan–Jun) 3.7503
H2 Avg (Jul–Dec) 3.8286

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.1636 NPR (High: 3.8180 / Low: 3.6544). On the other end, December was the most stable month, with a tight range of 0.0531 NPR (High: 3.9503 / Low: 3.8971).

January Spread (Volatile) ±0.1636
December Spread (Stable) ±0.0531

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0982 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0982

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 3.9044) against the same month in 2019 (average: 3.7785), the exchange rate shifted by +0.1259 (+3.33%).

2020 Avg (November) 3.9044
2019 Avg (November) 3.7785

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8180 3.6544 3.7467
February 3.6799 3.5977 3.6485
March 3.7738 3.6453 3.7099
April 3.7851 3.6440 3.7325
May 3.8068 3.6640 3.7725
June 3.9334 3.8102 3.8919
July 3.8983 3.7611 3.8167
August 3.8747 3.7654 3.8215
September 3.7784 3.7226 3.7455
October 3.8354 3.7190 3.7650
November 3.9650 3.8226 3.9044
December 3.9503 3.8971 3.9184