YEARLY HIGH
3.2830 XPF
YEARLY LOW
3.0962 XPF
YEARLY AVERAGE
3.1777 XPF

2026 THB to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the THB to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 3.2830. Conversely, the yearly low was recorded on July 23, dropping to 3.0962.

This high-to-low spread represents a total annual volatility of 0.1869 XPF. From a start-to-finish perspective, comparing the January average rate of 3.2461 to the December average rate of 3.1190, the exchange rate registered a net change of -3.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.2830 was down 4.07% compared to the 2025 peak of 3.4222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 820,756 XPF
2025 Average 804,385 XPF
Yearly Trough Low 774,042 XPF
Transaction Impact: A difference of 46,713.63 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.2588
3.1062
JanuMarcMayJuly

THB to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1874, compared to 3.1190 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0685 points.

H1 Avg (Jan–Jun) 3.1874
H2 Avg (Jul–Dec) 3.1190

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1170 XPF (High: 3.2546 / Low: 3.1376). On the other end, May was the most stable month, with a tight range of 0.0184 XPF (High: 3.1459 / Low: 3.1274).

March Spread (Volatile) ±0.1170
May Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0405 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.2461) against the same month in 2025 (average: 3.3658), the exchange rate shifted by -0.1197 (-3.56%).

2026 Avg (January) 3.2461
2025 Avg (January) 3.3658

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2830 3.1902 3.2461
February 3.2673 3.1817 3.2313
March 3.2546 3.1376 3.2001
April 3.1905 3.1178 3.1596
May 3.1459 3.1274 3.1387
June 3.1739 3.1376 3.1489
July 3.1437 3.0962 3.1190