YEARLY HIGH
192.7847 CDF
YEARLY LOW
131.2683 CDF
YEARLY AVERAGE
179.4220 CDF

2020 TJS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 192.7847. Conversely, the yearly low was recorded on December 6, dropping to 131.2683.

This high-to-low spread represents a total annual volatility of 61.5164 CDF. From a start-to-finish perspective, comparing the January average rate of 173.9929 to the December average rate of 172.5933, the exchange rate registered a net change of -0.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 192.7847 was up 9.03% compared to the 2019 peak of 176.8169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 963,923 CDF
2019 Average 867,588 CDF
Yearly Trough Low 656,341 CDF
Transaction Impact: A difference of 307,582.09 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

192.5489
165.6980
JanuMarcMayJulySeptNove

TJS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 174.3317, compared to 184.5122 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.1805 points.

H1 Avg (Jan–Jun) 174.3317
H2 Avg (Jul–Dec) 184.5122

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 43.0205 CDF (High: 174.2888 / Low: 131.2683). On the other end, January was the most stable month, with a tight range of 0.8502 CDF (High: 174.3109 / Low: 173.4607).

December Spread (Volatile) ±43.0205
January Spread (Stable) ±0.8502

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 12.4684 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -12.4684

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 190.3113) against the same month in 2019 (average: 174.0474), the exchange rate shifted by +16.2639 (+9.34%).

2020 Avg (August) 190.3113
2019 Avg (August) 174.0474

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 174.3109 173.4607 173.9929
February 175.2517 173.7698 174.3856
March 176.7543 167.3785 173.5078
April 168.7239 167.1122 167.9356
May 178.0359 168.4392 174.2852
June 186.5064 177.4105 181.8833
July 191.1229 185.4032 188.7882
August 192.7847 189.1052 190.3113
September 190.7929 189.5595 190.1685
October 190.6450 175.3405 188.8403
November 190.4709 173.4334 176.3718
December 174.2888 131.2683 172.5933